The Canadian & US Plans provide a return of principal plus 4 payments towards post-secondary studies. In order to receive the return of principal at Maturity the student must have been accepted to the first year of post-secondary study. After that they must apply for each subsequent Education Payment. We do accept as Yr 1 Foundation studies, and in some cases IB Diplomas and A Levels certificates - if you did complete one of these programmes we need you to send in the diploma or certificate so we can count this as Yr 1. However, the payment of the Education Payment for Yr. 1 will be deferred until the student is accepted to a college or university degree or diploma programme. What do you want to do? 1. APPLY FOR PRINCIPAL REFUND AT MATURITY 2. APPLY FOR AN EDUCATION PAYMENT (EP) 3. DOWNLOAD EP APPLICATION AND BANK DOCUMENTS 4. LOG IN TO YOUR ONLINE ACCOUNT